Closing Costs Estimator

The Closing Costs Estimator itemizes all the fees and taxes you will pay at closing when purchasing a home. These costs typically range from 2-5% of the purchase price and include lender fees, title insurance, appraisal, attorney fees, transfer taxes, and prepaid items. Enter the purchase price and loan amount to see an itemized breakdown of estimated closing costs. The donut chart shows the proportion of each cost category in the total, helping you understand where the money goes. Closing costs are frequently underestimated by first-time buyers, leading to last-minute scrambles for additional cash. This calculator helps you budget accurately by ensuring you account for all standard closing costs before committing to a purchase.

Total Closing Costs

$16,504.79

As % of Price

4.13%

Lender Fees

$3,750.00

Government Fees

$4,250.00

ItemCategoryAmount
Loan Origination Feelender$3,200
Appraisal Feelender$500
Credit Reportlender$50
Title Searchtitle$2,000
Title Insurancetitle$2,000
Attorney Feetitle$1,000
Recording Feegovernment$250
Transfer Taxgovernment$4,000
Prepaid Property Tax (3 months)prepaid$1,250
Prepaid Homeowner Insurance (1 year)prepaid$1,400
Prepaid Mortgage Interest (15 days)prepaid$855

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