Amortization Schedule

The Amortization Schedule generator produces a detailed table showing how each monthly payment is split between principal repayment and interest charges over the entire loan tenure. Early in a loan, most of your payment goes toward interest. As the outstanding balance decreases, more of each payment reduces the principal. This schedule makes that shift visible so you can plan prepayments strategically. Use this tool alongside the EMI calculator to understand the total cost of borrowing. It is especially valuable for home loans where tenures can span 15 to 30 years and even small rate differences compound into significant amounts.