XIRR Calculator

The XIRR (Extended Internal Rate of Return) Calculator computes the annualized return for a series of cash flows that occur at irregular intervals. Unlike CAGR which only needs start and end values, XIRR handles multiple investments and withdrawals on specific dates. This is the gold standard for evaluating real-world investment returns where you add money at different times — SIP top-ups, partial withdrawals, dividend reinvestments, or any combination of inflows and outflows. Enter each cash flow with its date and the calculator solves for the discount rate that makes the net present value zero. This gives you the true annualized return accounting for the timing of every transaction, not just a simple average.