Child Education Fund

The Child Education Fund Calculator estimates the future cost of your child's education after accounting for education inflation (which typically exceeds general inflation) and determines the monthly investment needed to build that corpus by the time your child reaches college age. Enter the current cost of the target education (university tuition, living expenses), your child's current age, the education start age, education inflation rate, and your expected investment return. The area chart shows the corpus growing toward the inflation-adjusted target. Education costs have been rising at 8-12% annually in many countries, far outpacing general inflation. Starting early is critical — the monthly SIP required at birth is a fraction of what is needed if you start when the child is 10. This calculator quantifies that urgency.